At the point of payment when the user prefers to split the bill among the friends this feature could be used. There are two ways to initiate the split;
- The initiator could initially make the full bill amount payment from his/ her account to the merchant then get the split the value of the bill by the friends transferred to the account.
- Initially the bill could be split among the friends and then transfer the split amount to the initiator. Then the initiator could make the full bill value payment to the merchant.